Giving To Heroes

Giving to Heroes is an exclusive "Give Back" program offered from Bay Equity Home Loans.

Lenders & Realtors credit at closing, a significant amount toward Real Estate Closing Costs.

See how much you might save

Please enter your information for an estimate of how much Giving To Heroes can save you.

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Giving to Heroes Purchase

Lender Credit

of the Loan Amount:

x = credit back

Realtor Credit

of Realtor commission:

x =

x = credit back

Total Savings: *

*Savings example above is for educational purposes only and subject to change based on transaction specifics, including but not limited to: purchase price, loan amount, Realtor earned commission, etc. To receive the Realtor Credit for Purchase or Sale transactions your Realtor must be a "Giving To Heroes" affiliate. Lender credit does not apply to Sale transactions and Realtor credit does not apply to refinance transactions.

About Giving To Heroes

GIVING TO HEROES is a program offered exclusively by Bay Equity Home Loans and participating real estate agents. The program is designed to give back to community heroes by significantly reducing the cost of buying or refinancing a home. You don't have to earn "Hero" status to participate. You're already a hero if you work for, or are retired from, our list of eligible industries.

Interested in how much you may be eligible for? Click here!

Law Enforcement

About Bay Equity

Bay Equity, founded in 2007, is family owned and operated and is currently licensed in 39 states with retail branches in 27 states. The company is a long time supporter of the Wounded Warrior Freedom Station, donating a portion of the proceeds from each FHA and VA loan funded.

Bay Equity is proud to offer Giving to Heroes through participating branches.

Borrower Testimonials

“Josh is AMAZING!!
Josh was always available when I had a question! He was very knowledgeable, helpful and fun to interact with! Financial transactions are stressful and Josh eliminated as many factors as possible to help ease our worries! We HIGHLY recommend him for all your home loan needs! ”

aybarney from Modesto, CA – Zillow

"We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promise. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.

Become an Affiliate Partner

If you are interested in becoming a Realtor Partner with Giving to Heroes, please contact your local Bay Equity Branch Manager.

Find your local branch at